Last updated: 16 April 2026
These Terms and Conditions (“Terms”) govern your access to and use of the website www.soundmoneycoach.online (the “Website”), operated by Digital Strategy SA (Registration Number: 2020/489336/07), trading as Sound Money Coaching (“we”, “us”, “our”), and all products, courses, coaching programmes, workshops, and digital resources offered through it. By accessing or using the Website or purchasing any of our services, you ("User" or “you”) agree to be bound by these Terms.
1. About Us
Sound Money Coaching is the trading name of Digital Strategy SA, a private company incorporated in the Republic of South Africa under the Companies Act, 2008 (Act No. 71 of 2008). Our registered address is 4 Western Lane, 1 Kingston Close, Selborne, East London, 5201.
2. Educational Purpose Only
All content, courses, coaching sessions, workshops, newsletters, videos, downloadable resources, and any other materials provided through Sound Money Coaching are offered strictly for general educational and informational purposes. Nothing on our platform constitutes, nor should it be construed as, financial advice, investment advice, tax advice, legal advice, or a recommendation to buy, sell, or hold any financial product, security, digital asset, or other instrument.
Sound Money Coaching and Digital Strategy SA are not registered as a Financial Services Provider under the Financial Advisory and Intermediary Services Act, 2002 (FAIS) and do not provide regulated financial services. You are solely responsible for your own financial decisions and are strongly encouraged to consult a qualified, FSCA-registered financial adviser before acting on any information obtained through our platform.
3. Eligibility
To access our services, you must be at least 18 years of age and legally capable of entering into binding contracts. By using the Website, you represent and warrant that you meet these requirements.
4. Accounts and Registration
Certain features require you to register an account. You agree to provide accurate, current, and complete information and to keep your login credentials confidential. You are responsible for all activity that occurs under your account, and you must notify us immediately of any unauthorised access.
5. Payments and Pricing
All coaching, course, and product pricing is displayed in US Dollars (USD). ZAR equivalents, where applicable, are calculated at prevailing exchange rates at the time of payment. Payments are processed by third-party payment providers (including but not limited to Paystack). By making a payment, you agree to the payment provider’s own terms and conditions. We reserve the right to change pricing at any time; pricing changes will not affect purchases already completed.
6. Digital Asset Content
Certain content may cover digital assets, cryptocurrencies, and related topics. Digital assets are highly volatile and carry significant risk of loss. Past performance is not indicative of future results. Any examples, case studies, or historical data shared are for educational illustration only and do not constitute a prediction, promise, or guarantee of future outcomes.
7. Intellectual Property
All content on the Website — including text, graphics, logos, videos, course materials, downloadable resources, and software — is the intellectual property of Digital Strategy SA or its licensors and is protected by South African and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, publicly display, sell, or create derivative works from any content without our prior written permission, except for personal, non-commercial use in connection with your own learning.
8. User Conduct
You agree not to:
Use our services for any unlawful, fraudulent, or harmful purpose
Share, resell, or redistribute our paid content to third parties
Attempt to gain unauthorised access to any part of the Website or its systems
Upload or transmit viruses, malware, or other harmful code
Impersonate any person or misrepresent your affiliation with any person or entity
Harass, defame, or otherwise engage in conduct harmful to other users or our staff
9. Third-Party Links and Services
Our website may contain links to third-party websites, services, or platforms. We do not endorse or assume responsibility for the content, privacy practices, or conduct of any third party. Accessing third-party services is entirely at your own risk.
10. Disclaimer of Warranties
The website and all content are provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not warrant that the content is accurate, complete, current, error-free, or suitable for any particular purpose. To the fullest extent permitted by law, we disclaim all warranties, express or implied.
11. Limitation of Liability
To the fullest extent permitted by law, Digital Strategy SA, its directors, employees, contractors, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages or any loss of profits, revenue, data, or business opportunity arising out of or in connection with your use of the Website or our services. Our total aggregate liability for any claim arising from your use of our services shall not exceed the amount you paid us in the six (6) months preceding the claim.
12. Indemnification
You agree to indemnify and hold harmless Digital Strategy SA and its directors, employees, and agents from any claims, damages, liabilities, costs, and expenses (including reasonable legal fees) arising from your breach of these Terms, your violation of any law, or your infringement of any third-party right.
13. Termination
We reserve the right to suspend or terminate your access to the Website or our services at any time, with or without notice, for any breach of these Terms or for any other reason at our sole discretion.
14. Governing Law and Jurisdiction
These Terms are governed by and construed in accordance with the laws of the Republic of South Africa. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the South African courts.
15. Changes to These Terms
We may update these Terms from time to time. The updated version will be posted on this page with a revised “Last updated” date. Your continued use of the Website after any changes constitutes acceptance of the updated Terms.
16. Contact
For questions about these Terms, please contact:
Digital Strategy SA t/a Sound Money Coaching
Email: mawande@mawandemakalima.live
Website: https://www.soundmoneycoach.online